The end is near

It seems like I am coming to an end of my blogging days..........

Water Map

Water Map - World Resources Institute

http://aqueduct.wri.org/atlas

Water -- Finance Side

Indexes

NASDAQ OMX US Water Index ETF List
http://etfdb.com/index/nasdaq-omx-us-water-index/

S&P Global Water Index ETF List
http://etfdb.com/index/sp-global-water-index/

 NASDAQ OMX Global Water Index ETF List
http://etfdb.com/index/nasdaq-omx-global-water-index/

ISE Water Index ETF List
http://etfdb.com/index/ise-water-index/



ETFs

PHO	PowerShares Water Resources Portfolio http://etfdb.com/etf/PHO/
CGW	Guggenhiem S&P Global Water Index ETFhttp://etfdb.com/etf/CGW/
PIO	PowerShares Global Water Resources Portfoliohttp://etfdb.com/etf/PIO/
FIW	First Trust ISE Water Index Fundhttp://etfdb.com/etf/FIW/

Fund Portfolios

PHO -- http://www.invescopowershares.com/products/overview.aspx?ticker=PHO

PIO -- http://www.invescopowershares.com/products/overview.aspx?ticker=PIO

CGW -- http://guggenheiminvestments.com/products/etf/cgw

FIW -- http://www.ftportfolios.com/retail/etf/etfsummary.aspx?ticker=fiw

Trading Systems and Platform

Trading System and Platform

See it as a machine which facilitates

• BUY and SELL of securities
• Tells MARKET situation and which POSITION to take.

Example:
Cunningham Trading Systems
http://www.ctsfutures.com/

Is water Global or Local ?

Water is LOCAL or REGIONAL, not yet GLOBAL

An Appeal

Thank you to all the great souls who toiled their lives to develop the "system"

To the young generation and to all outliers, please respect the "system", please do not lo(o)se it in the conflict between the heart and the brain, between the intelligence and the instinct.

Let the "Pure Conscious" rise.

Sometimes these are needed.......

http://www.youtube.com/watch?v=dGy70BxOQwY&list=RD02Vr7dDLXyCII

2012-2013 --> As things were

It started in January 2012.

Delhi/ Noida - 3 Months --> Job Search, Reading books

Lost patience

Delhi - Ahmedabad - Mumbai - Bangalore - Chennai - Kochi - Chennai - Bangalore - Mumbai - Ahmedabad - 2 months --> Bus Trip, Hopping at all the bachelor friends residence in the cities, mostly

Ahmedabad, Little Rann of Kutch, South Gujarat - 2 months --> First consulting assignment

Melghat near the Tiger Reserve - 2 weeks --> Second assignment

Nalasopara, Mumbai Suburbs - 3 months --> Third assignment, Job search

Hyderabad - 5 months --> Consulting job

It ended in May 2013.

...........

Such a moving time.........
Skipping the names and valuable details.........

Water people

Dr. Sanford V. (Sandy) Berg

Distinguished Service Professor/PURC Dir. of Water Studies

University of Florida, Warrington College of Business Administration

http://warrington.ufl.edu/contact/profile.asp?WEBID=1260

.................................................................................................................................................................

TBC

Some industrial stakeholders of water space

Source: World Economic Forum, Water

Water books

Books

Water Finance: Public Responsibilities and Private Opportunities (Wiley Finance) - Neil S. Grigg
http://www.amazon.com/Water-Finance-Responsibilities-Private-Opportunities/dp/0470767553

Governance and Complexity in Water Management: Creating Cooperation Through Boundary Spanning Strategies - Hans Bressers, Kris Lulofs
http://www.amazon.com/Governance-Complexity-Water-Management-Cooperation/dp/1848449550

The Big Thirst: The Secret Life and Turbulent Future of Water - Charles Fishman
http://www.amazon.com/The-Big-Thirst-Secret-Turbulent/dp/1439102074/ref=pd_sim_b_5

The Atlas of Water, Second Edition: Mapping the World's Most Critical Resource -Maggie Black, Jannet King
http://www.amazon.com/The-Atlas-Water-Second-Edition/dp/0520259343/ref=pd_sim_b_1

Financial Management for Water Utilities: Principles of Finance, Accounting and Management Controls - Ann T. Bui
http://www.amazon.com/Financial-Management-Water-Utilities-Principles/dp/1583218599



Reports

United Nations . Integrated Water Resources Management (IWRM)
http://www.un.org/waterforlifedecade/iwrm.shtml


Berg, Sanford (2010). Water Utility Benchmarking: Measurement, Methodologies and Performance Incentives, International Water Association, xii-170. 

Water: Technologies, Applications, Companies

Technologies: Membranes Defined pore size membranes Anti-fouling strategies Disinfection Electrolytic & hydrodynamic cavitation UV-LED and photocatalytic disinfection Process water Advanced reuse and recovery Ultrapure water Water sensors, software, and IT Pathogens, metals, and other contaminants Fouling detection sensors Wastewater Toxic and extreme condition treatment Nutrient extraction Pipe rehab Robotic and remote inspection Mapping and advanced algorithms Irrigation Plant monitoring and smart irrigation  Research Solutions Separate meaningful innovation from background noise Navigate large, complex, hyper-local markets Compare new technologies and business models against old ones Understand regulations, industry inertia, and other unique drivers Identify how different technologies interact Understand which segments are positioned for growth and which are set to shrink Source: http://www.luxresearchinc.com/

Applications: Municipal /residential Drinking water Wastewater Reuse Industrial Extreme water treatment Ultrapure water Cooling and boiler water Process water reuse Industrial wastewater treatment Mining wastewater Produced and flowback water Industrial fluid handling and treatment Agriculture Smart irrigation Emerging Contaminants

Companies: Ostara Nutrient Recovery Seldon Technologies NanoH2O PureSense MIOX Mycelx Microvi Biotech AgWise Norit Infilco Degremont (Suez) Trojan Technologies(Danaher) Insituform Radcom Technologies Pentair Kurita Water Industries FilmTech (Dow) Siemens Veolia Hyflux GE Water and Process Technologies

Water Links

IWA Water Wiki
http://www.iwawaterwiki.org/xwiki/bin/view/Main/WebHome

IWA Publishing books
http://www.iwapublishing.com/template.cfm?name=bookseries

Mind level check

Movies are very check to how you are aligned to the time.

If a Sci-fi/ technology have a very high rating and, you did not like it, then your mind is not aligned with the technology/gizmos during that time.

Upgrade the mind.

Some Links related to USF

Off-campus apartments
http://usfapartments.com/?priceRange=&beds=&distance=10

http://www.myidealplace.com/accounts/usftmp/index.php

5

Ciao Ciao Chowmein

Today I am going,

From the team of consulting,

Ting ting ting,Ting ting ting.

May be we meet, may be not,

How many things happen as we thought,

But enjoy the fishes that you caught.

And live the life that you got.

Water Utilities

INDUSTRY CENTER - WATER UTILITIES
http://biz.yahoo.com/ic/914.html


Water Business Models
Water Pricing
Water Finance
Water Technology
Water Management Systems


Water Utility Management
http://www.waterworld.com/water-utility-management.html


Global Water Intelligence
http://www.globalwaterintel.com/

Water Centers

Websites

World Economic Forum - Water
http://www.weforum.org/issues/water/index.html

Columbia Water Center
http://water.columbia.edu/

Water Security Initiative at Harvard
http://watersecurityinitiative.seas.harvard.edu/research-topics/managing-water-related-risks

Yale Environment Center
http://envirocenter.yale.edu/

World Bank - Water
http://water.worldbank.org/

World Resources Institute - Water
http://insights.wri.org/topic/water

Public Utility Research Center at the University of Florida
http://warrington.ufl.edu/centers/purc/research/papers.aspx

University of Michigan Water Center
http://graham.umich.edu/water/rfp/

Center for Global Safe Water at Emory University
http://www.sph.emory.edu/CGSW/

UCLA Water Technology Research Center
http://www.watercenter.ucla.edu/

UNESCO water center list
http://www.unesco.org/new/en/natural-sciences/environment/water/ihp/water-centres/

Institute for Water Resources
http://www.iwr.usace.army.mil/

National Institutes for Water Resources (NIWR), Idaho
https://niwr.net/public/Migration/niwr.net

International WaterCentre (IWC), Brisbane
http://www.watercentre.org/about

Environmental Finance Center , The University of North Carolina at Chapel Hill

http://efc.unc.edu/index.html

.....
TBC

Personality Type

According to Myers Briggs Test, I am INTJ type with I = 78%, N = 8%, T = 62%, J = 1%.

Quite true, As I found one of the following surely holds good (highlighted & Blue) :-D

Top ten: INTJs are the type MOST likely to . . . 

1. Miss what is going on around them because they are lost in thought

2. Push themselves harder than any other type

3. Work for LONG stretches of time without a break

4. Talk over others’ heads without realizing it

5. Do exceptionally well on standardized tests; achieve excellent academic grades

6. Under-compliment and over-criticize

7. Have a top-notch vocabulary and be an avid reader

8. Catch on to a new idea, concept or approach quickly

9. Need significant time alone each day to feel optimally recharged

10. Have solutions just pop into their head out of nowhere

Source: https://type-coach.com/types/intj

A good website for finance, investment related books

http://worldwide-invest.org

Water in Pharmaceutical Industry

Links

http://deepblue.lib.umich.edu/bitstream/handle/2027.42/58622/merk%20masters%20project.pdf?sequence=1

http://www.industry.siemens.com/verticals/global/en/pharma-industries/sustainability/pages/water_use.aspx

http://www.water.siemens.com/SiteCollectionDocuments/Industries/Biopharmaceutical/Brochures/Water-Energy-Conservation-Pharmaceutical-Industry.pdf

http://www.epa.gov/region9/waterinfrastructure/industry.html

Water Supply Chain

Source: http://supplychainn.blogspot.in/2012/09/oracle-water-supply-chain-process-water.html

 

Water Economics, Statistics, and Finance

 

• Economic regulation of water pricing

• Water policy and use sustainability

• Optimal water resources management

• Climatic change and water resources

• Hydrological variability

• Transferring water between uses

• Water for irrigation in agriculture

• Demand and supply of water for urban uses

• Economic policy instruments for water management

• The social value of water

• Water tariff structures and pricing

• Valuing non market benefits of improved water quality

• Water for industrial purposes

• Public-private partnerships

• Efficiency in water and wastewater management

• Full cost recovery case studies

• Financing water supply and sanitation

• Feasibility studies for water projects

• Privatization of water utilities

• Economics of water pollution

• Economics of ground water management

• Data collection methods for water and sanitation

• Water-wastewater services finance 

• Measurement of efficiency performance in water uses

 

 

http://water.epa.gov/infrastructure/sustain/financing_priceofwater.cfm

 

 

Some questions

Water sector specialists can help clients resolve specific issues

1. How much water is consumed across the power production supply chain and what are the impacts of renewable energy penetration?
2. How do innovations in the water industry affect energy intensity?
3. What steps can the water industry take to reduce its carbon footprint?
4. Which water and wastewater treatment technologies can be employed to minimise industry- and country-level exposure to freshwater scarcity?
5. How cost effective are emerging water technologies in terms of their ability to improve water efficiency and reduce water intensity?
6. How do certain policy decisions influence infrastructure financing and other market opportunities in the water sector?
7. What are the implications of regulatory change for demand-side management of water use?

Source: Bloomberg Water

No commercial pizzas and other pseudo continental foods.........

Say no to Pizza (Dominos, Papa jones, Pizza Hut), KFC, McDonalds, Subway........

Food Sucks, Money goes, Health detoriates..........

Say No, no more of these............

Hygiene factor

      Too much books is very unhygienic ................    ..

Some links

Water Links
http://www.springer.com/water/water+industry+and+technologies?SGWID=0-1755016-0-0-0

http://www.globalwaterintel.com/


Market research website
http://www.ibisworld.com/

http://www.americanwaterintel.com/



Finance news
http://www.qfinance.com/home

Geography,
Supply,
Policy, Management,
Technology,
Finance, Markets

Consulting can be a good career option

Consulting can be a good career option, more balanced...........but I need to be in the right slab, scale, proper projects and sector and country......

Data and fact oriented and not feel or sense oriented

Avoid the OCPD in me

My mind sometimes suffers from some kind of obsessive–compulsive personal disorder. Avoid this, diversify and flow..........

F - 1

Remove the biases ----> NEUTRALIZE

Losing connection with this environment

I woke up in the morning in Hyderabad to go to office as all was well. However I might be worried about something. The mind was not aware that I am now in a hot tropical environment, not in cold temperate environment of Europe. It started ejecting the hormones which it used to eject in the harsh cold environments of Swiss winter which allowed me to go out even in sub zero temperature. The worries probably triggered the mind to come up with a protective mechanism, the same thing it used to do in harsher environments.The un-intelligent mind started ejecting the same hormones this morning in the hot tropical environment of Hyderabad leaving me completely numb and the nerves stressed and unable to function properly. Uff..... These emotional, hormonal and adaptation disorders which I had for the last 2 years drove me crazy........

IT has come

IT has come.......... somebody help me now............ I am going to get crazy...........

Time to act

Once again I am reaching a point where moods started becoming prominent and mind is taking control over the intelligence. This is not good as soon intelligence will be gone, emotions will start coming in, I will lose systems and structures and everything will go into an emotional-sensual chaos leaving the self nowhere. This is not good. The conscious is aware of the changes that is happening and it's time to act, to prevent the structural collapse of the system.......

Junction, once again

I have come to the junction, roads are diverging. Need to take the one I can walk on. F-E junction.

Have reached the tipping point, the level of equilibrium change.

Kshana-r bachan

Jekhane dekhibe chai,
Uraiya dekho tai,
Paileo paite paro,
Amulyo Ratan...........

Missing them

Missing my instincts, intuition, intelligence and imagination.........

The ability to talk with the air..........

On the mind

In a new environment the mind fights to adapt to the environment. This is the agitated mind.

It continues fighting but slowly starts giving up if it starts finding that it is not adapting inspite of its efforts.

If the fight continues but it cannot adapt, the mind gives up. This is the stage when the mind cocoons itself and goes into a shell to protect itself. This is the closed mind. Until the next suitable environment, the mind remains cocooned and protected. Inspite of all efforts from intelligence, the cocooned mind will not come out of its shell until it finds suitable environment.

On Life

Basics:

Preparing food, cleaning, washing, bathing

Occasionally:

Health checks, hair cuts

For Body:

Walking, swimming

For Mind:

Travelling ocean, good vibrations

Wow video

http://www.youtube.com/watch?v=e7wwPdG2PA8

It comes with price

It comes with price.........

On stranger tides

On stranger tides...........

How How ???

       How to connect the ship with the ocean ?????      

Market Principles

In the Market, there is no 'Why', only 'What is there' and 'How to Act'.


Where, How much, When

How to learn

......................"When you first learned about trees as a child, someone no doubt pointed to one and said “Tree!” and not “Norway Maple!” and certainly not  “Acer platanoides!” Only later did you learn there are many types of trees, alike in some ways and different in others. his method of learning employs the concept of abstraction, and our brains are indeed wired for it."..............

A New Type of Year

After,

Glaciological Year,
Happy New Year,

Financial Year

A new type of year

Long distance on road trips so far

Sun - Moon

 Eastern Moon    ==>    Western Sun 

Equation

                    10*10000 = 10000*10                             

Wow quotation

"By pretending to be something, we become the something" .                                                                                       - by Indradeep Kumar

On controlling It

  I am not being able to control It.  

            I should not try to control It.  

            I should stop fighting with It.

On Greatest Suffering

Question: What is the greatest suffering ?

Answer: What is inside is not outside and what is outside is not inside.

Music sucks

After a long long time I am saying..............MUSIC SUCKS

Cool website

Online lectures
https://www.coursera.org/

Cash Flow can be derived from current Income Statement and current and previous Balance Sheets.



Balance sheet, Income statement, Cash flow statement



Top Line --> Revenue
Middle Line --> Gross Profit (Revenue - COGS/COS)
Bottom Line --> Net Profit 



COGS - cost of goods sold
COS - cost of service
S,G&A - Selling, General and Administration
EBITDA - Earnings before Interest, Taxes, Depreciation & Amortization
EBIT - Earnings before Interest & Taxes



Income statement
Revenue
(COGS)                     GROSS PROFIT
(SGA)                        EBITDA
(Depreciation)           EBIT
(Interest)
(Taxes)
Net Profit   ------------- Retained Earnings, Shareholder's Equity, Dividends of Balance Sheet



Interest Rate ------------ Rate of Change 

Ratios

Profitability Ratios

          From Income Statement Only

• Gross Profit Margin Percentage : Gross Margin = Gross Profit / Revenue --> Shows the basic profitability of the product or service itself before expenses or overhead are added in. It tells how much of the dollar one gets to use in the business and how much one pays out in direct costs (COGS or COS), just to get the product produced or service delivered.
• Operating Profit Margin Percentage : Operating Margin = Operating Profit (EBIT) / Revenue --> It indicates how well a company is running its entire business from an operational standpoint. 
• Net Profit Margin Percentage (Return on Sales or ROS) : Net Margin = Net Profit / Revenue --> It tells how much out of one dollar the company keeps after everything else has been paid out.

          From both Income Statement  and Balance Sheet

• Return on Assets (ROA) : ROA = Net Profit / Total Assets --> ROA shows how effective the company is using those assets to generate profit. It is a measure that can be used in any given industry to compare the performance of companies of different size. 
• Return on Equity (ROE) : ROE = Net Profit / Shareholders' Equity --> ROE tells what percentage of profit the company make for every dollar of equity invested in the company. It is also a indication whether the company is even capable of generating a return that is worth whatever risk the investment may entail i.e. from the investor's perspective it can show what risk/return of his equity from the company.

Leverage Ratios
Liquidity Ratios
Efficiency Ratios

Data Analysis - A

• Check previous graphs/ analyses
• Get the survey data/ available data and check the headings
• Count and get the numbers etc. to be analysed
• Analyse - mean, median, statistical, percentage, new data plots etc.

A Business Process

Have no fear

I must have it............but I am fearing to keep it...................

Have no fear.................She is here.

From 1-D stream-lining to 2-D stream-lining

Why not stream-line and optimise once again and become a machine ???



Dual Stream-lining this time -  F  & W............. unlike single stream-lining as before............


That will be fun................

Balance Sheet always Balances

                                                                                                                         
                ASSETS                         <--------->               LIABILITIES     
                                                                                                     + SH EQUITY          

Corporations

Corporations --------> The High-Value Islands in the Economic Landscape

Break-even Production

Fixed Cost = F
Variable cost per unit = v
Selling price per unit = p

If Break-even production = n then,

F + n.v = n.p
=> F = n. (p - v)

So, Break-even production,

          n = F/(p-v)            

Business - Tidbits 2

Business Cycles - Start to end of a cycle ------------> Length of cycle (L)

Rotations - Number of revolutions of the same business cycle or cash flows through the same cycle (N)

     L - N trade-off.............optimal condition of cycle duration and cycle number in one season    

**Its very important to know the length of the business cycle

By Volume (V) or By Margin (M) ....................

     V-M trade-off..............optimal condition of volume and margin of optimal profit    

**For personal business, one must have full clarity of the cash flows

The demand-supply curve is 2D representation of 3 parameter system ----------- Demand , Supply, Price

Grided system

To Remember : Meaningful quantitative analysis can be performed on symmetric or grided economic systems.

--> Capitalism

--> Socialism/ Communism
--> Spiritualism/ Religion-ism
--> Ethnic-ism


Grided system


-------¦-------¦-------¦-------¦-------¦-------¦-------
-------¦-------¦-------¦-------¦-------¦-------¦-------
-------¦-------¦-------¦-------¦-------¦-------¦-------
-------¦-------¦-------¦-------¦-------¦-------¦-------
-------¦-------¦-------¦-------¦-------¦-------¦-------
-------¦-------¦-------¦-------¦-------¦-------¦-------
-------¦-------¦-------¦-------¦-------¦-------¦-------
-------¦-------¦-------¦-------¦-------¦-------¦-------

She is back

...

...

...

......................................

  SHE     IS     BACK  

'''''''''''''''''''''''''''''''''''''''''''''''

''''

''''
''''

Sojourn 1

A short to Kothapatnam fishing village and beach, via Ongole.
http://en.wikipedia.org/wiki/Kothapatnam

Full day in the the water and sun, a brief ride in the fishing boat to the fishing lines.

** I could manage to float in the sea first time without constraining my nerves........First free float.

Unequal Bucket Comparison

                   JARGON                   

When comparing buckets of unequal size of two different times, its necessary to normalize them to the same size. Otherwise the comparison will be biased and so will be the analysis.

In such cases normalization rules need to be followed to convert the unequal sized buckets of different times to equal sized buckets of different times.

One simple procedure is to convert the absolute numbers to percentage (relative terms).

 JARGON 

Note : For comparing multiple buckets of multiple times, use ANOVA......Suggestion by Riddhiman.....

Business Model Generation - Template