Sunday, February 24, 2013

How How ???


       How to connect the ship with the ocean ?????      



Saturday, February 23, 2013

Market Principles


In the Market, there is no 'Why', only 'What is there' and 'How to Act'.


Where, How much, When




Friday, February 22, 2013

How to learn


......................"When you first learned about trees as a child, someone no doubt pointed to one and said “Tree!” and not “Norway Maple!” and certainly not  “Acer platanoides!” Only later did you learn there are many types of trees, alike in some ways and different in others. his method of learning employs the concept of abstraction, and our brains are indeed wired for it."..............


Thursday, February 21, 2013

A New Type of Year

After,

Glaciological Year,
Happy New Year,

Financial Year

A new type of year



Long distance on road trips so far






Wednesday, February 20, 2013

Sun - Moon



 Eastern Moon    ==>    Western Sun 


Equation



                    10*10000 = 10000*10                             



Friday, February 8, 2013

Wow quotation


"By pretending to be something, we become the something" .                                                                                       - by Indradeep Kumar



Thursday, February 7, 2013

On controlling It



  I am not being able to control It.  

            I should not try to control It.  

            I should stop fighting with It.





Wednesday, February 6, 2013

On Greatest Suffering



Question: What is the greatest suffering ?

Answer: What is inside is not outside and what is outside is not inside.


Monday, February 4, 2013

Music sucks




After a long long time I am saying..............MUSIC SUCKS



Saturday, February 2, 2013

Cool website



Online lectures
https://www.coursera.org/




Cash Flow can be derived from current Income Statement and current and previous Balance Sheets.



Balance sheet, Income statement, Cash flow statement



Top Line --> Revenue
Middle Line --> Gross Profit (Revenue - COGS/COS)
Bottom Line --> Net Profit 



COGS - cost of goods sold
COS - cost of service
S,G&A - Selling, General and Administration
EBITDA - Earnings before Interest, Taxes, Depreciation & Amortization
EBIT - Earnings before Interest & Taxes



Income statement
Revenue
(COGS)                     GROSS PROFIT
(SGA)                        EBITDA
(Depreciation)           EBIT
(Interest)
(Taxes)
Net Profit   ------------- Retained Earnings, Shareholder's Equity, Dividends of Balance Sheet



Interest Rate ------------ Rate of Change 





Ratios




Profitability Ratios

          From Income Statement Only
  • Gross Profit Margin Percentage : Gross Margin = Gross Profit / Revenue --> Shows the basic profitability of the product or service itself before expenses or overhead are added in. It tells how much of the dollar one gets to use in the business and how much one pays out in direct costs (COGS or COS), just to get the product produced or service delivered.
  • Operating Profit Margin Percentage : Operating Margin = Operating Profit (EBIT) / Revenue --> It indicates how well a company is running its entire business from an operational standpoint. 
  • Net Profit Margin Percentage (Return on Sales or ROS) : Net Margin = Net Profit / Revenue --> It tells how much out of one dollar the company keeps after everything else has been paid out.
          From both Income Statement  and Balance Sheet
  • Return on Assets (ROA) : ROA = Net Profit / Total Assets --> ROA shows how effective the company is using those assets to generate profit. It is a measure that can be used in any given industry to compare the performance of companies of different size. 
  • Return on Equity (ROE) : ROE = Net Profit / Shareholders' Equity --> ROE tells what percentage of profit the company make for every dollar of equity invested in the company. It is also a indication whether the company is even capable of generating a return that is worth whatever risk the investment may entail i.e. from the investor's perspective it can show what risk/return of his equity from the company.


Leverage Ratios
Liquidity Ratios
Efficiency Ratios